Denver Listing Surge 2025: How to Win Big Without Over-Bidding

What’s up, peeps? Adam here—your straight-shootin’, no-BS realtor with eXp Realty, serving the Greater Denver metro and every blue-collar dreamer in it.

Intro: A Buyer’s Market—Finally

For the first time in a decade, sellers outnumber buyers by 4,800 homes—a 42 % gap that flips the script in your favor. axios.com Active listings are up 63.9 % year-over-year and nearly one-third of properties have already slashed prices. nypost.com Translation? You can shop without feeling like you’re in a knife fight.

1. Surf the Inventory Wave

TL;DR: More options = more leverage.

• Play the field: Tour at least five contenders before writing any offer.

• Track “days on market” (DOM). Anything over 30 days is ripe for a cheeky bid. Average DOM just hit 64 days in nearby Boulder County—Denver’s only a step behind. coloradorealtors.com

• Watch weekend price drops on Monday; tired sellers get real after an empty open-house.

2. Exploit the Price-Cut Pileup

With 29.4 % of listings already marked down, many sellers will cave for another 2-5 %. nypost.com

• Ask your agent (hi, that’s me) to filter for “price reduced” + “30 days on market.”

• Bundle concessions: inspection credits, closing-cost help, or a 2-1 rate buydown.

3. Rate-Hack Your Payment

Yeah, mortgage rates still feel like a ski-lift ticket—but they bounce weekly.

• Float-down clauses let you lock today and ride a drop for free.

• Marry the house, date the rate: refinancing once the Fed blinks could save you six figures.

4. First-Timer Funding Tricks

• FHA 3.5 %-down still flies below Denver’s $816,500 cap.

• Pair that with CHFA’s 4 % down-payment assistance and you’re in for under $15 K cash.

5. Offer Like a Pro—But Keep It Chill

• Lean into humanity: a personal video message plus solid numbers beats a sterile contract.

• Cap your earnest money; keep inspection deadlines tight to maintain pressure.

• Don’t be afraid to walk—another listing’s waiting.

Conclusion & Call to Action

Inventory’s ballooned, price cuts are everywhere, and the ball is finally in your court. Ready to pounce before everyone else figures it out? Hit me up at 720-789-4658 or adamgillespie303@gmail.com. Let’s snag your Mile-High deal, man!